Oregon

The following information details health insurance and assistance programs available to uninsured people in Oregon. If you currently have health insurance or have just lost health insurance coverage within the past 60 days, visit the home page of our Web site for options available to you. 

Oregon Insurance Division - (503) 947-7985
In Oregon, state law allows health insurance companies to turn people down for individual health insurance coverage based on the status of their health. Even though you can be turned down for an individual policy in Oregon, you can never be turned down for health insurance that is offered through an employer.

If you are having a problem with your state-regulated health plan and you are unable to resolve it with the plan directly, file a complaint with the Insurance Division. They may be able to provide you with assistance in reaching a conclusion.

Oregon Medicaid - (800) 527-5772
Medicaid is available to anyone who meets income and eligibility criteria. Even if your income meets the criteria, you must fall into one of the eligibility categories in order to qualify. Contact your state Medicaid program for more information.

Oregon Health Plan - (800) 359-9517
By applying for the Oregon Health Plan, you will also find out whether you or your children are eligible for the CHIP program or the FHIAP program. You must meet certain income and eligibility criteria to qualify. Please contact the Oregon Health Plan for more information.

Oregon Medical Insurance Pool (OMIP) - (800) 542-3104
Oregon Medical Insurance Pool is the Oregon state high-risk pool. This program allows individual health insurance policies to be sold to people who might otherwise be considered “uninsurable” because of a chronic illness. Premiums may be high, and a pre-existing condition period may apply. Contact OMIP for more information.

Oregon Children’s Health Insurance Program (CHIP) - State Children’s Health Insurance Program - (800) 359-9517 for eligibility and applications. For additional questions call (503) 945-6500.

Family Health Insurance Assistance Program (FHIAP) - Health Insurance Premium Assistance - (800)542-3104
FHIAP provides assistance with the health insurance premiums of individuals who have coverage through their employer and meet eligibility guidelines. Employers must be contributing some portion of the employee’s premium to qualify for this subsidy.

For those without job-based coverage, FHIAP allows individuals to gain coverage through seven FHIAP-certified insurers, including the Oregon Medical Insurance Pool, and helps to pay a portion of the monthly premium.

If you or your loved one is unable to see a physician due to the cost of care, there may be a local community health clinic in your area. These clinics generally are free to patients or require a very small fee. Find a clinic in your area.